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Ames passes “No more payday loan shops” ordinance

A big kudos to Ames Iowa CCI users for taking a stand for the Iowa they would like to see!

As a consequence of their difficult work – conference making use of their town council users to construct help for the ordinance to avoid payday lenders from expanding in Ames – Ames passed exactly what seems like probably the most restrictive ordinance on payday lenders to date.This sets a good precedent for any other Iowa communities seeking to stop the wide range drain from payday loan providers.

Below is our pr release regarding the triumph:

Ames City Council passes many ordinance that is restrictive payday loan providers to date

Iowa CCI people hail passage, turn to other metropolitan areas in lack of state legislation

Ames, IA – In a vote that is unanimous Tuesday evening, the Ames City Council passed the most challenging, many restrictive ordinance on payday lenders into the state of Iowa, if not the country.

The ordinance, which utilizes a variety of zoning overlays and separation distances, efficiently bans any payday that is new from starting within Ames town limitations.

“I’m extremely pleased about this passage,” said CCI member Susie Petra of Ames. “Currently there are not any payday loan providers near the Iowa State campus and there won’t be using this ordinance. With massive education loan financial obligation, the last thing students required were payday lenders installing store nearby and driving them further into debt.”

Their state legislature, perhaps not towns, has got the authority to modify rates of interest on payday loans, which currently average slightly below 400% APR. The legislature has failed to bring a bill to the governor’s desk despite strong grassroots support for interest rate caps. This renders towns and cities to deal with the nagging problem through zoning, with Iowa City next regarding the variety of towns and cities poised to do this.

“We celebrate this victory today, but carry on pressing communities across the state to adhere to our lead,” added Jo Rod, another CCI member from Ames. “We are sick and tired of corporate supported payday loan providers placing profits and greed ahead of people and need.”

Iowa CCI users continues to push for rate of interest caps during the state degree in next year’s session that is legislative. Until then, Iowa CCI vows to pursue all tools, including ordinances that are zoning to curb the abusive methods of payday loan providers.

Resulting headlines:

  • Diverses Moines enter: New squelches that are zoning lenders in Ames
  • We additionally heard from a few members which they heard the whole tale on Iowa Public Radio!

Join the battle

enthusiastic about replicating this in your community? Today contact us.

Read more about our work to suppress lending that is payday Iowa right right here.

Chip in ten dollars or higher to helps us continue to push for an economy that really works for many.

maybe perhaps Not yet a part? Join Iowa CCI today which help produce the Iowa you wish to see.

Think more cities ought to be like Ames? Click LIKE or TWEET below to share with you the very good news!