Standard Variable Rate

Standard Variable Rate

Have the freedom you need using the features and advantages you’ll require. Let me know more

Have the freedom you want with all the features and advantages you need. Let me know more.


Re Payments

Borrowing $#_KEY_LOAN_AMOUNT_# over 30 years principal that is paying interest.

Borrowing $#_KEY_LOAN_AMOUNT_# over 30 years paying rates of interest just.

Once interest that is#_KEY_IO_YEARS_DROPDOWN period ends, repayments is $#_KEY_REPAYMENT_IO_# predicated on present prices – which might alter.

Riches Package prices require the absolute minimal package that is initial balance of $150,000.

Update your borrowing quantity to understand prices or select another option into the drop down.

With us please talk to your Home Lending Specialists about your options if you already have a home loan.

To get mortgage loan you will be needing a borrowing level of at the very least $10,000.

With us, talk to your Home Lending Specialist about your options if you already have a home loan.

To get mortgage loan you need a borrowing quantity of at the minimum $10,000.

In the event that you curently have a mortgage with us, speak to your Home Lending professional regarding the choices.

  • Riches Package cost cost savings including mortgage discount
  • Link numerous offsets
  • Unlimited additional repayments
  • Unlimited redraws
  • Access more features like split loans and ups that are top

  • Your interest rate is not locked in
  • Repayment quantities differ whenever interest prices change
  • $#_KEY_PACKAGE_FEE_# yearly riches Package charge
  • Extra costs may use
  • Link offsets that are multiple
  • Unlimited additional repayments
  • Unlimited redraws
  • Access more features like split loans and ups that are top
  • No Wealth Package savings or rate of interest discounts
  • Your interest rate isn’t locked in
  • Repayment quantities differ whenever interest prices change
  • $#_KEY_ESTALISHMENT_FEE_# establishment cost
  • $#_KEY_ONGOING_FEE_# month-to-month loan solution cost
  • Extra charges may use

$2,000 cashback whenever you switch your house loan to us

Apply by 6 April 2020 and investment by 12 June 2020. Minimal refinance amount $250,000. This offer isn’t readily available for Bridging Loans and Owner Occupied home loans with interest just re payments.

Book a right time with a residence Lending Specialist, instantly

Viridian Line of Credit

Make use of the equity at home to build your wide range, even renovate, or have a getaway.

For companies

We are right here to assist you, whatever your home buying requirements and but you work.

See all true mortgage loan rates of interest


Obtain a discount on your own mortgage

Benefit from discount rates on loans and credit cards.

Purchase with self- confidence

Get guidance from beginning to end in your house purchasing journey with the help of our expert lenders.

Selection of repayments

Select to spend Principal and Interest weekly, fortnightly or monthly. Or Interest Only # month-to-month.

Bundle your loan

Get a reduced price and save yourself very well costs by having Residence Loan Package

Enjoy special discounts on chosen loans and bank cards with this Wealth Package. 4

  • $395 package fee that is annual
  • $0 upfront mortgage loan establishment cost
  • $0 home loan service fee that is monthly
  • Cut back to 0.70per cent p.a. On Standard Variable Rates and Viridian personal credit line
  • Save 0.15% p.a. On Fixed Rates

Available on an assortment of fixed and standard adjustable price house loans and personal lines of credit. Needs a package that is initial balance of at minimum $150,000 with us.


Interest offset

Offset the funds in your connected records up against the stability of your property loan, to save thousands in potentially interest and cut years off the expression of your house loan.

Bank card without any yearly charge

Aided by the Wealth Package 4, you could cut back to $349 each 12 months by spending no yearly cost for the Diamond Awards Credit Card.

No Wealth Package? You’ll pay no yearly cost for 1st 12 months in the event that you make application for a charge card and mortgage at the exact same time. 5

Mortgage loan calculators

Just how much may we borrow?

Make use of your earnings and costs to calculate how much you might be in a position to borrow for a mortgage loan.

Mortgage loan repayments calculator

Exercise how much your house loan repayments may be.

Stamp responsibility calculator

Calculate one other costs of purchasing a house, including federal federal federal government expenses, stamp responsibility, and costs.

Handle your property loan

5 actions to saving for a homely home deposit

Understanding the mortgage procedure

Selecting the investment property loan that is right

We can assist

Call 13 2224

Phone our house Lending Specialists on 13 2224 8am to 8pm, any time.

Book visit

Book a right time that best suits you to talk with certainly one of our Home Lending Specialists instantly.

Find a lender that is mobile

Our Cellphone Lenders will meet you at some time destination that best suits you.

Go to your nearest branch

Our Home Lending professionals can be obtained at significantly more than 950 branches across Australia.

Things you have to understand

1 Package requires at minimum $150,000 in package lending balance, as well as a yearly charge of $395 pertains. Bundle lending balance is the sum for the balance of qualified home financing reports and the borrowing restriction of Viridian personal credit line accounts that you’ve got with us during the time you submit an application for riches Package. Qualified home loans are restricted to those records which can be contained in the Wealth Package.

2 As at 22 October 2019 the additional mortgage loan adjustable guide price for Owner Occupied home loans is 4.03% p.a. (principal and interest) and also the additional mortgage loan adjustable guide price for Investment mortgage loans is 4.38% p.a. (principal and interest).

3 by the end for the rate that is fixed, the interest price converts towards the relevant Standard Variable Rate strongly related your loan function and payment kind during those times, less any applicable package discount specified in your Loan agreement.

4 To use for the Wealth Package, you’ll want a home that is eligible or credit line with a short package lending balance of at the minimum $150,000 at that time of the application. Qualified mortgages consist of: Standard Variable speed mortgage, Fixed Rate mortgages and Viridian credit line. A non-refundable yearly charge of $395 is payable beforehand. The package is founded into the title of 1 or two individual’s name/s, or in the title of the business entity. It may not be founded into the title of the company or family members investment trust. Clients with minimal Documentation loans aren’t qualified to use for riches Package.

5 the credit that is primary owner needs to be the identical to the package owner with this advantage to use.

6 CommBank My home won the 2019 ABA Winner for New Product Innovation in The Australian Brand Awards 2019.

# you are able to elect to spend Principal and Interest regular, fortnightly, or month-to-month. Just payments that are monthly designed for Interest Just. The most Interest Only payment period over living of the loan is ten years for Investment mortgage loans and 5 years for holder Occupied mortgages, so long as there is at the very minimum 5 years staying regarding the Contracted Loan Term. We now have various prices that apply, depending on whether you are making Interest Only payments or Principal and Interest repayments. During a pursuit just duration, your Interest Only re re payments won’t reduce your loan stability unless you elect to create repayments that are additional. At the final end of a Interest just duration, your repayments will increase to protect Principal and Interest elements.

Information offered (including rates of interest) are susceptible to alter.

Calculations are quotes provided as being a guide just. They assume interest prices don’t modification over living of this loan and tend to be calculated in the price that relates for the initial amount of the loan. Rates of interest referenced are present prices and may even alter whenever you want.

Costs and fees are payable. The calculations usually do not account fully for charges, fees or other quantities that could be charged to your loan ( such as for example establishment or service that is monthly or stamp duty). Lenders’ Mortgage Insurance or a decreased Deposit Premium may connect with your loan with regards to how big is one’s deposit; protection, applicant and loan characteristics. This may be an one-off expense and is included with the mortgage quantity. Any one of these amounts that are additional increase repayments under the loan.